Social Security Disability Insurance (SSDI) pays monthly benefits to people who can't work because of a medical condition and who have paid into Social Security. Advocates and law firms help claimants apply and appeal, usually on contingency — which is why SSDI campaigns pay per signed retainer.
The basic qualifiers
- Disability. A medical condition expected to stop the person working for at least 12 months, or expected to result in death.
- Work credits. Enough recent work history paying Social Security taxes. Younger claimants need fewer credits.
- Not working above the limit. Earnings must be below the substantial gainful activity (SGA) level.
- Not represented. No other advocate or attorney already on the claim.
- Age. Most buyers prefer claimants in their 50s and under full retirement age.
How call centers should pre-qualify
- Confirm the person is out of work, or expects to be, because of their condition.
- Ask about their work history in the last ten years.
- Ask whether they have already applied and whether anyone represents them.
- Confirm age and state against the campaign list.
- Read the approved script — never imply you are the Social Security Administration.
Why retainers get rejected
The most common reasons are existing representation, not enough work credits, current earnings above SGA, or the claimant not wanting to sign. Tight pre-qualification protects your sign rate and your payout.
See the live SSDI campaign on BFOUNT.